How to Link Your Aadhaar Card to Your Bank Account: Different Methods

Linking your Aadhaar card to your bank account offers multiple advantages, including enhanced safety, transparency, and reliability in financial transactions. While the recent Supreme Court ruling has made Aadhaar-bank linkage optional, many people still choose to link their Aadhaar for smoother access to benefits and government schemes. Here are six methods to link your Aadhaar card to your bank account, each offering unique conveniences.

1. Link Your Bank Account to Aadhaar Offline at the Branch

This is the traditional way to link your Aadhaar card, ideal for those who prefer in-person interactions or need assistance with the process.

  • Step 1: Visit your nearest bank branch with your Aadhaar card and relevant bank account details.
  • Step 2: Request a linking form from the bank staff, fill it out, and submit it along with a copy of your Aadhaar card.
  • Step 3: The bank staff will verify your Aadhaar details, and upon successful verification, they will link your Aadhaar to your account.
  • Step 4: After processing, you’ll receive an SMS notification confirming the successful linkage on your registered mobile number.

2. Link Your Aadhaar Card to Your Bank Account at an ATM

Many banks now offer Aadhaar linking through their ATMs, providing a quick and efficient way to complete the process independently.

  • Step 1: Insert your ATM card into the machine and enter your PIN.
  • Step 2: Go to the “Services” menu and select “Registration.”
  • Step 3: Choose “Aadhaar Card Registration” and select the bank account to be linked.
  • Step 4: Enter your 12-digit Aadhaar number and re-enter it for confirmation.
  • Step 5: Once confirmed, you’ll receive an SMS confirming the successful linking of your Aadhaar card.

3. Link Your Aadhaar Card via SMS Services

Some banks offer SMS-based Aadhaar linkage for added convenience, though availability may vary by bank.

  • Step 1: Compose an SMS in the following format: UID <12-digit Aadhaar number> <Account Number> and send it to the designated bank number (for example, SBI uses 567676).
  • Step 2: After sending, you’ll receive an acknowledgment SMS from your bank.
  • Step 3: The bank verifies your details with UIDAI, and once successful, you’ll receive a final confirmation message regarding the linkage.

4. Link Your Aadhaar Card to Your Bank Account via Mobile App

Linking through your bank’s mobile app is convenient and allows you to complete the process from anywhere with an internet connection.

  • Step 1: Download your bank’s mobile app from the Play Store or App Store if you haven’t already.
  • Step 2: Log in to the app using your credentials.
  • Step 3: Navigate to the “My Accounts” section, then select “View or Update Aadhaar Card.”
  • Step 4: Enter your 12-digit Aadhaar number twice for confirmation.
  • Step 5: Upon successful submission, you will receive a confirmation message on your mobile.

5. Link Your Aadhaar Card through Internet Banking

Internet banking offers another quick and secure way to link your Aadhaar, especially if you regularly use online banking services.

  • Step 1: Log in to your bank’s internet banking portal using your credentials.
  • Step 2: Locate the section labeled “Link Aadhaar Card to Bank Account” within the “My Accounts” menu.
  • Step 3: Select the relevant bank account, enter your Aadhaar number, and submit.
  • Step 4: Upon successful verification, a confirmation message will appear, and you may also receive an SMS notification.

6. Link Your Aadhaar Card to Your Bank Account by Phone

For those who prefer phone-based assistance, linking Aadhaar to a bank account over the phone can be a quick solution.

  • Step 1: Dial your bank’s missed-call service number.
  • Step 2: The bank will return your call with an interactive voice response (IVR) system.
  • Step 3: Follow the prompts to enter your 12-digit Aadhaar number and confirm the entry.
  • Step 4: You’ll receive a confirmation text on your registered mobile number indicating the successful linking of your Aadhaar to your bank account.

Conclusion

Each of these six methods provides unique advantages, making it easier than ever to link your Aadhaar card to your bank account. Start by assessing your needs and preferences to choose the method that’s most convenient for you. Whether you prefer a visit to the branch, the ease of an ATM, SMS services, mobile apps, internet banking, or a phone call, you can easily complete this process and enjoy the benefits of a linked Aadhaar card for safer, more transparent transactions